Pet Insurance Tracker
Compare plans side by side.
- Waiting periods often run 14 days for illness and longer for ligament injuries.
- Pre-existing conditions are usually not covered.
- Most plans pay you back after the visit, so you pay the vet first.
Insurance comparison
Plan A
You pay: $1,065/yr
Plan B
You pay: $1,360/yr
No insurance: $3,000/yr
This is a simplified estimate. Check each plan's waiting periods, yearly limits, and pre-existing condition rules.
Pawcoligy AI is not a veterinarian and cannot diagnose your dog. For severe symptoms or emergencies, seek veterinary care right away.